I feel your pain, amigo! I've had to replace mine and dispute charges several times, although, knock on wood, haven't had to do so lately. Mrs Snarf, however, had about $750 of Uber charges put on her debit card over Memorial Day weekend. The bank's fraud department is usually really quick to catch anything out of the ordinary and call us to verify the charge and either cancel the card immediately or us confirm it. They didn't catch these. She had to blow a morning to go to our local branch and fill out all the fraud affidavits (one form for each of the 7 or 8 charges) that the bank required and get her card replaced. Then had to wait several weeks for everything to process and get the confirmation that they had returned the money to her account.
Even being smart with your cards and charge numbers doesn't seem to be enough these days. And then the hassle is on us, who are trying to do the right thing, to prove that we didn't spend what the bank has already taken from us. I sometimes wonder if the banks even pursue these bastages or if they just write off the loss and forget about it. Good luck getting it all sorted.